To browse Academia. By evaluating an ongoing Aga Khan Foundation implemented programme in Kijiji Village, Southern Tanzania, this study explored whether Community Based Savings Groups as informal microfinance delivery systems address poverty, exclusion and inequality within communities and especially among women participants and their households. This was a qualitative study utilising African feminism theoretical frameworks and qualitative interpretative analytical lens.
It combined naturalistic ethnography with personal interviews while employing purposive site and participant selection systems. Its unit of analysis was the household rather than an individual. For that matter, three households were observed and interviewed within their Village and homesteads. The results indicate that CBSGs reach all the four economic categories including the poorest noted in Kijiji village and that through aggregation of savings and enhanced resilience, CBSGs play a catalytic role in poverty alleviation, social and economic inclusion and gender equality in households.
Stress and compromised nutrition for children emerge as trade-offs as communities seek moneys to save and repay loans while focusing on accumulation of visible assets. Consequently, it points at the need for tailored, longterm and context specific microfinance projects that are inclusive of men and women. Engaging women in microfinance: a qualitative study of the Programme de Microfinance Rural in Mali, International Journal of Progressive Sciences and Technologies, International Journal of Social and Educational Innovation, Log in with Facebook Log in with Google.
Remember me on this computer. Enter the email address you signed up with and we'll email you a reset link. Need an account? Click here to sign up. Increasingly, policy makers and development practitioners are embedding access to finance into their economic agendas with a hope of economic growth and system stability. Some of the models for this inclusion bear in mind research findings which show that poor people are managing their financial lives with complex strategies including mixing formal and informal financial providers Ledgerwood, Earne and Nelson, The focus on microcredit as productive loans delivered through microfinance institutions MFIs have given way to discourses of microfinance that include all financial services that are context specific and which improve quality of life of poor men and women.
Community Based Savings Groups CBSGs as community based models and delivery systems of microfinance to poor communities, are part of these innovative microfinance systems that aim to increase financial inclusion of the poor that are excluded from formal systems Ledgerwood et al.
